In the United Kingdom Insurers have adopted a system of grading hospitals. Generally this categorisation is to levels A, B or C, with 'A' grade hospitals being the best and most expensive. Lists of hospitals covered under a PMI Plan are usually available with any quotation and should be studied carefully before deciding.

Some insurance companies have their own or preferred hospitals which may not suit you. It is therefore important to consider the distance, reputation and range, across the country, of hospitals offered by your potential PMI insurance company.

Within the list of hospitals or doctors that can be used, you will be able to decide which doctor will treat you and in which hospital or clinic you will have your treatment.